provide you with the following questions and answers that the
majority of customers ask about credit card debt and our debt
How does debt
Debt management services such as ours provides you
with the services you need to combine your monthly debt obligations
such as credit card debt into one easier to manage payment which
will have a lower payment and interest rate.
How do I know
if debt consolidation is right for me?
This is a question we get asked very frequently. The
easiest way to sum it up is if you find yourself looking at
your budget or wondering how you are going to pay all your monthly
obligations then debt consolidation is probably the right choice
for you. Our national team of debt evaluation counselors will
give you good solid advice as to whether or no a debt management
program is beneficial to you.
Can I apply for
debt consolidation if I am already late on payments?
Absolutely and you should right now so our debt professionals
can help you meet your obligations and save your credit standing.
Am I obligated
in any way to follow through with your service offer?
Not at all.
Is debt consolidation
a better alternative than bankruptcy?
Absolutely! Bankruptcy carries some heavy recourses
that will be with you for up to 10 years. Debt consolidation
shows that you realize your are in over your head but also shows
that you are a responsible consumer. A bankruptcy can destroy
your credit standing while our debt management services helps
to maintain or restore a good credit standing.
Are there any
fees involved when I apply online?
No, our online application is absolutely free.
What type of obligations
can be consolidated?
There are too many to mention but a few and the most
common are; credit cards, student loans, department store cards,
medical expenses, and other types that are recurring monthly